Ways to Check Your Bank Balance

Posted On December 16, 2024

It is important to keep tracking your bank balance to manage your finances effectively. But how do you do it with ease? From traditional to modern solutions, there are several ways for your bank balance enquiry to suit your preferences and needs. What are the convenient and reliable methods to check bank balances today? Are you aware of it? If not no need to worry. This post helps you know how to check your bank balance. 

ATM

You can visit your nearby ATM if you are outdoors and want to check your bank balance. Charges may apply for ATM usage if you exceed the free limit. However, some banks allow free and unlimited withdrawals and balance inquiries. With these, you can also transfer money without worrying about extra charges. 

Giving a Missed Call 

With the help of a missed call service that your bank offers, you can check your bank balance by dialing their toll-free number from your registered mobile number. You can also check your balance over the phone by giving your bank the relevant information, such as your name, card number, and bank account number. Keep in mind that the bank needs to have your mobile number recorded.  

Mobile Banking

Any transaction that you make through an internet connection with a web page or web app constitutes Internet banking. With this mobile banking app, you can experience mobile banking at your fingertips with your bank’s mobile banking services. With these mobile banking apps, you can facilitate easy money transfers, instant bill payments, and access to details like fixed deposits and loans. 

UPI

This is one of the quickest ways in which you can check your bank balance. UPI, Unified Payments Interface, is an online money-sharing app that is used for various purposes, including your bank balance inquiry. These purposes include sending cash instantly from one account to another, receiving money instantly, and many more. This helps you access your bank account with the ease of your comfort zone with just a few clicks and swipes. 

Check Passbook

This is the most traditional way of checking your bank balance with your bank’s passbook. The passbook of your bank will contain all the details of your debit and credit card transactions. This helps you know your bank account balance using a passbook. These also have wide-ranging information on your transactions. 

Visiting Bank

This is another traditional method of enquiring about your bank balance. It might not be the most convenient method to visit your nearest bank branch. Visiting the nearest bank branch might not help always as you may be in a faraway distance. However, you can check your bank balance by visiting your nearest bank branch and carrying the necessary details with you. 

To Conclude

Ultimately, it is important for you to stay updated with your bank balance for effective financial management. You can also send cash with modern mobile banking and the UPI apps effortlessly and conveniently. Choose a method that perfectly suits your needs and preferences to track your finances and make decisions accordingly.